Priya Can money lost due to a UPI fraud in India be legally recovered, and what immediate steps, legal remedies, and reporting procedures should a victim follow to increase the chances of recovering the lost amount and taking action against the fraudster?
Aditi Yes, money lost in a UPI fraud can sometimes be recovered legally, but recovery depends on how quickly the fraud is reported and the investigation process. Key points: Immediately report the fraud by calling the cyber fraud helpline 1930 and filing a complaint on the National Cyber Crime Reporting Portal. Inform your bank or UPI service provider immediately and request them to block or trace the fraudulent transaction. Keep all proof, such as: Transaction ID Bank statements Screenshots of messages or calls Details of the fraudster If the amount is traced before being withdrawn or transferred further, authorities may help in freezing or recovering the money. Legal action can be taken against the fraudster under applicable cybercrime and criminal laws. Courts and investigation agencies may assist in recovery depending on the facts and available evidence.
