To file a cheque bounce complaint in India, you must submit certain documents to establish the transaction, the dishonour of the cheque, and compliance with the legal requirements under the Negotiable Instruments Act, 1881.
Key points:
- Original cheque: The original dishonoured cheque issued by the drawer.
- Cheque return memo: The bank's cheque return memo stating the reason for dishonour, such as "Insufficient Funds" or "Account Closed."
- Bank account statement: If required, a copy of your bank statement showing that the cheque was presented for collection.
- Legal demand notice: A copy of the legal notice sent to the drawer demanding payment within the prescribed time after the cheque was dishonoured.
- Proof of service of notice: Postal receipt, courier receipt, tracking report, or acknowledgment showing that the legal notice was sent or delivered.
- Proof of transaction: Documents supporting the debt or liability, such as an agreement, invoice, loan document, receipt, or promissory note.
- Identity and address proof: Copies of your identity and address documents, if required by the court.
